Join Blue
You Belong Here
Becoming a member means joining a community that puts your financial well-being first — not a bottom line. Learn how you can become a member and the benefits of banking at Blue.
Strong financial foundation. Local service you trust.
142K
Members Worldwide
75+
Years Serving Our Communities
$35.5M
Member Dividends in 2025
Benefits Built Around Real Life
At Blue, membership means more than having an account. It means having a financial partner that’s built around you — your goals, your money, and your life.
As a credit union, we’re owned by our members, not shareholders. That means better rates, personalized support, and resources designed to help you move forward with confidence.
Wherever life takes you, Blue is here to help you make the most of it.
Competitive Rates
Earn more on savings and pay less on loans — rates designed to move you forward, not hold you back.
Fresh Promotions
Take advantage of special offers and member perks created to bring more value to your everyday banking.
Financial Education & Resources
From Blue University to budgeting tools, we give you what you need to make confident financial decisions at every stage of life.
Prime Time Benefits
Members 50+ enjoy exclusive member discounts, special experiences, and added perks that make membership even more rewarding.
Local Support You Can Trust
Our team is based in your community. Visit a branch or connect with someone who actually knows your name.
CO-OP Shared Branching & ATMs
Access your money nationwide with over 5,000 shared branches and over 36,000 surcharge-free ATMs across the globe.
Don’t Take it From Us—See the Blue Difference
Real members. Real stories. See what Blue has done for people just like you.
Doug & Ramona
Pueblo, CO
Elizabeth
Fort Collins, CO
Aaron & Riddick
Cheyenne, WY
Who Can Join Blue? Your Path to Membership Starts Here:
Membership is open to individuals and families connected to the communities we serve.
Donation to the Blue Foundation
You can become a member by opening an account and making a $10 deposit. $5 is used to establish your membership, and $5 supports the Blue Foundation and its community impact. We match all new member donations up to 80%.
Family of Current Members
Belonging often begins at home. If someone in your household or immediate family is already a member of Blue, you are eligible to join as well.
Employees of Partner Organizations
Many local employers and organizations in Colorado and Wyoming offer Blue membership as a benefit.
Wyoming Military and F.E. Warren Air Force Base Affiliates
Active and retired military personnel, civilian employees, contractors, and National Guard members affiliated with F.E. Warren Air Force Base in Wyoming are eligible to join — along with their dependents.
F.E. Warren Air Force Base and Wyoming Military Entities Who Qualify
- Civilian and military personnel of the U.S. Government who work or are assigned to Francis E. Warren Air Force Base in Wyoming
- Employees of the F.E. Warren A.F.B. Air Force Exchange and other non‑appropriated funds activities who work at Francis E. Warren Air Force Base
- Contractors and employees of contractors who work regularly at F.E. Warren A.F.B. in Wyoming under contract with the U.S. Government
- Members of the Wyoming Army National Guard who are stationed in the State of Wyoming
- Members of the Wyoming Air National Guard who are stationed in the State of Wyoming
- Members of the United States Naval Reserve who are stationed in the State of Wyoming
- Members of the U.S. Armed Forces, active or retired, and their dependents or dependent survivors who are eligible by law or regulation to receive and are receiving benefits or services from F.E. Warren A.F.B.
Your Next Chapter
Starts Now
Follow a quick, straightforward process to open your account and start banking. Becoming a member of Blue is simple—because belonging should be.
step 1
Confirm Your Eligibility
Answer a few quick questions to make sure you qualify for membership.
step 2
Open Your Account, Your Way
Apply Online or Visit a Branch to complete your application and make your initial $5 membership deposit as required.
step 3
Start Banking
Access your account, enroll in digital banking, and start using your member benefits after approval.
ERGs Employee Resource Groups
These groups create a sense of belonging and togetherness based on shared social factors. Members can include employees who share a common identity, or employees who are allies in supporting them. They provide support and empathy and help employees feel they belong at the company. Belonging and connection are important for everyone to thrive, which is one reason why being part of an ERG increases performance levels and lessens turnover and absenteeism.
Chromatic
The purpose of the Chromatic Employee Resource Group is to foster connection, psychological safety, and belonging by creating a welcoming, identity-affirming space for members and allies of the queer community. We provide opportunities for learning, understanding, and shared lived experiences which strengthen our community and help everyone feel respected, included, and empowered.
Through this supportive network, employees have a meaningful channel to voice how their unique perspectives shape the way they work best and contribute to a more inclusive organization.
We are always welcoming new members! Please reach out to Taylar Carter or Abby Dexter for more information.
Meeting Times
We meet the first Tuesday of each month from 3:00pm to 4:00pm.
BIPOC
Our purpose is to foster community and help Blue cultivate a culture of equity and inclusion. This ERG will serve as a space for Black, Indigenous, People of Color and for allies to connect and support each other through individual’s personal and professional development.
Meeting Times
We meet quarterly on the first Thursday in the afternoon. Check the calendar for meeting times. We’d love to have you!
WINGS
WINGS is a safe space for neurodivergent employees and their allies. We focus on workplace success, overcoming challenges, and providing resources for support and growth. All are welcome to join us.
Meeting Times
We meet the first Thursday of each month at 10:00 am.
SERVE
Our mission is to create a supportive and welcoming community that honors service, fosters respect, and provides opportunities for personal and professional growth. Through advocacy, education, and collaboration, we strive to enhance the well-being and success of our members and their families.
Meeting Times
We meet the second Tuesday of each month at 9:30am.
Midlife Magic
Our Employee Resource Group is dedicated to supporting individuals navigating midlife by fostering a community of connection, understanding, and growth for both men and women. We aim to create a safe and inclusive space where members can share experiences, access resources, and engage in open dialogue about the personal and professional transitions that often arise during this stage of life.
Meeting Times
We meet the second Thursday of each month from 2:00pm to 3:00pm.
Ready for Banking With a Purpose?
FAQs
Have questions about joining? Find answers to the most common ones below.
Who can become a member of Blue?
There are several ways to join Blue Federal Credit Union. You may be eligible through a family member, your employer or organization, military affiliation, or by supporting the Blue Foundation during account opening.
Do I need to live in Wyoming or Colorado to join?
No. Membership eligibility extends beyond Wyoming and Colorado through additional qualifying options, including family relationships, Select Employee Groups, military affiliations, and support of the Blue Foundation.
How much does it cost to open an account?
To become a member, you’ll make a $10 deposit during account opening.
- $5 establishes your membership share savings account
- $5 supports the Blue Foundation and its community impact efforts
Blue matches all new member donations up to 80%.
What is a membership share savings account?
Your Membership Share Savings account establishes your membership with Blue and gives you access to Blue products and services. As long as your share account remains open, you maintain your membership.
Can I open an account entirely online?
Yes. You can complete the full membership application online at any time. You can also visit a branch if you prefer to open your account in person.
What do I need to apply?
You’ll typically need a government-issued ID, your Social Security Number, and basic personal information to complete your application online.
What is the Blue Foundation?
The Blue Foundation is Blue’s 50(1)(3) nonprofit charitable organization focused on supporting financial wellness, education, and stronger communities across Wyoming and Colorado. Member donations help fund scholarships, local nonprofits, and community initiatives.
Why join a credit union instead of a bank?
As a member-owned financial cooperative, Blue is focused on helping members reach their goals through personalized service, competitive financial products, and meaningful community impact — not serving shareholders.